Direct Pay Online announced this week that it has recently received a PCI DSS Level 1 security standard certificate.
This is the highest security standard certificate in the credit card industry, and obtaining it will markedly increase banking safety and security for 3G Direct Pay’s customers. It will also undoubtedly improve their client’s overall banking experience, and serve to increase their confidence in both the company and the mobile banking industry at large.
The move cements Direct Pay Online’s status as an industry leader -- to date, it is the only bank in East Africa to have received this top security standard making it the most secure payment provider in the region and the natural choice for all travel related businesses. It also comes as little surprise from a company known for its continual commitment to the highest global standard, and for its relentless pursuit of improvement in all areas of service and efficiency.
The Payment Card Industry Data Security Standard, or PCI DSS Council is an organization that was founded by American Express, Discover, JCB International, MasterCard, and Visa for the purpose of protecting businesses and consumers against theft and fraudulent credit card activity. The organization sets strict security guidelines for credit card data, and any company that accepts debit or credit cards should meet its basic security standards to ensure the security of its vendors and customers.
PCI DSS standards are very high and extremely comprehensive. Among other things, organizations seeking certification must prove minimal risk of theft, data breaches, and fraud to consumers and providers, and take significant steps to ensure security, including building and maintaining a secure network, adequately protecting cardholder data, and continuously monitoring and testing fraud prevention systems.
PCI DSS certification does come at an expense to businesses. However, those willing to invest the time and money in pursuing certification are rewarded with safer transactions, higher consumer loyalty, and a minimized risk of damages from fraud or security breaches.
Since the debut of Direct Pay Online in 2006, client service has been its highest priority. By providing an open credit card processing platform, the company gives consumers the ability to swiftly and easily make online purchases in a variety of ways, including the use of major credit cards, debit cards, PayPal, mobile transfers, and bank transfers among others. In turn, merchants and providers can easily, and safely, accept payments from a variety of sources, allowing them to expand their business and their own client reach.
It was Direct Pay Online’s commitment to serving their clients that led them to undergo the process of becoming PCI DSS compliant. Not only will they provide current clients with added security and peace of mind, they will now be able to extend their services to new clients from around the world, thus creating a win-win situation for everyone.